Call reports 2024
FIRST NATIONAL BANK OF CARMI, THE — 2024
What FIRST NATIONAL BANK OF CARMI, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 622,632,000 | 600,010,000 | 590,353,000 | 589,709,000 |
| Total loans | 445,380,000 | 450,972,000 | 450,533,000 | 459,544,000 |
| Allowance for loan losses | 5,724,000 | 5,673,000 | 5,869,000 | 6,122,000 |
| Securities available for sale | 73,062,000 | 66,645,000 | 64,512,000 | 61,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,149,000 | 526,859,000 | 517,981,000 | 518,093,000 |
| Interest-bearing deposits | 382,874,000 | 370,264,000 | 400,548,000 | 370,395,000 |
| Noninterest-bearing deposits | 163,275,000 | 156,595,000 | 117,433,000 | 147,698,000 |
| Equity capital | 62,923,000 | 64,850,000 | 67,942,000 | 67,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,109,000 | 16,274,000 | 24,405,000 | 32,574,000 |
| Interest expense | 2,382,000 | 4,537,000 | 6,587,000 | 8,631,000 |
| Net interest income | 5,727,000 | 11,737,000 | 17,818,000 | 23,943,000 |
| Noninterest income | 684,000 | 1,462,000 | 2,191,000 | 2,926,000 |
| Noninterest expense | 4,195,000 | 8,249,000 | 12,384,000 | 16,797,000 |
| Provision for loan losses | 0 | 75,000 | 283,000 | 533,000 |
| Pretax income | 2,216,000 | 4,875,000 | 7,342,000 | 9,539,000 |
| Income tax | 552,000 | 1,233,000 | 1,860,000 | 2,459,000 |
| Net income | 1,664,000 | 3,642,000 | 5,482,000 | 7,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,474,000 | 61,940,000 | 63,172,000 | 64,260,000 |
| Total capital | 66,305,000 | 67,721,000 | 69,149,000 | 70,394,000 |
| Risk-weighted assets | 479,113,000 | 480,436,000 | 482,388,000 | 490,649,000 |