Call reports 2022
FIRST NATIONAL BANK OF CARMI, THE — 2022
What FIRST NATIONAL BANK OF CARMI, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 663,292,000 | 622,507,000 | 604,659,000 | 616,678,000 |
| Total loans | 357,123,000 | 385,170,000 | 397,087,000 | 425,165,000 |
| Allowance for loan losses | 4,510,000 | 4,838,000 | 4,872,000 | 4,752,000 |
| Securities available for sale | 103,567,000 | 134,826,000 | 125,667,000 | 119,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,071,000 | 566,030,000 | 546,365,000 | 559,105,000 |
| Interest-bearing deposits | 391,443,000 | 354,555,000 | 356,907,000 | 342,421,000 |
| Noninterest-bearing deposits | 214,628,000 | 211,475,000 | 189,458,000 | 216,684,000 |
| Equity capital | 54,732,000 | 54,229,000 | 54,506,000 | 54,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,472,000 | 9,470,000 | 15,087,000 | 21,531,000 |
| Interest expense | 240,000 | 469,000 | 787,000 | 1,422,000 |
| Net interest income | 4,232,000 | 9,001,000 | 14,300,000 | 20,109,000 |
| Noninterest income | 1,113,000 | 2,445,000 | 3,492,000 | 5,687,000 |
| Noninterest expense | 3,950,000 | 7,719,000 | 11,765,000 | 20,380,000 |
| Provision for loan losses | 0 | 320,000 | 350,000 | 400,000 |
| Pretax income | 1,395,000 | 3,407,000 | 5,677,000 | 5,016,000 |
| Income tax | 374,000 | 903,000 | 1,500,000 | 1,363,000 |
| Net income | 1,021,000 | 2,504,000 | 4,177,000 | 3,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,447,000 | 51,373,000 | 52,527,000 | 51,552,000 |
| Total capital | 53,017,000 | 56,271,000 | 57,459,000 | 56,362,000 |
| Risk-weighted assets | 398,183,000 | 430,927,000 | 439,423,000 | 474,389,000 |