Call reports 2021
FIRST NATIONAL BANK OF CARMI, THE — 2021
What FIRST NATIONAL BANK OF CARMI, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 608,770,000 | 614,835,000 | 610,373,000 | 629,484,000 |
| Total loans | 354,829,000 | 353,358,000 | 351,470,000 | 359,613,000 |
| Allowance for loan losses | 4,315,000 | 4,331,000 | 4,451,000 | 4,477,000 |
| Securities available for sale | 59,864,000 | 78,114,000 | 69,715,000 | 83,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,991,000 | 555,929,000 | 550,337,000 | 570,559,000 |
| Interest-bearing deposits | 366,184,000 | 368,092,000 | 366,329,000 | 374,430,000 |
| Noninterest-bearing deposits | 183,807,000 | 187,837,000 | 184,008,000 | 196,129,000 |
| Equity capital | 56,329,000 | 56,741,000 | 57,494,000 | 57,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,531,000 | 9,223,000 | 14,469,000 | 19,243,000 |
| Interest expense | 410,000 | 781,000 | 1,119,000 | 1,428,000 |
| Net interest income | 4,121,000 | 8,442,000 | 13,350,000 | 17,815,000 |
| Noninterest income | 1,029,000 | 2,154,000 | 3,076,000 | 4,068,000 |
| Noninterest expense | 4,018,000 | 8,250,000 | 12,358,000 | 17,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,132,000 | 2,346,000 | 4,068,000 | 4,878,000 |
| Income tax | 295,000 | 615,000 | 1,073,000 | 1,216,000 |
| Net income | 837,000 | 1,731,000 | 2,995,000 | 3,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,334,000 | 46,876,000 | 47,624,000 | 47,913,000 |
| Total capital | 50,697,000 | 51,255,000 | 52,123,000 | 52,450,000 |
| Risk-weighted assets | 363,723,000 | 373,558,000 | 375,683,000 | 402,299,000 |