Call reports 2019
FIRST NATIONAL BANK OF CARMI, THE — 2019
What FIRST NATIONAL BANK OF CARMI, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 422,048,000 | 415,148,000 | 414,962,000 | 426,469,000 |
| Total loans | 267,498,000 | 268,067,000 | 266,313,000 | 263,117,000 |
| Allowance for loan losses | 3,816,000 | 3,866,000 | 3,851,000 | 3,809,000 |
| Securities available for sale | 46,346,000 | 54,892,000 | 65,526,000 | 76,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,036,000 | 372,957,000 | 371,661,000 | 383,156,000 |
| Interest-bearing deposits | 262,761,000 | 261,014,000 | 256,321,000 | 262,620,000 |
| Noninterest-bearing deposits | 117,275,000 | 111,943,000 | 115,340,000 | 120,536,000 |
| Equity capital | 39,674,000 | 40,604,000 | 41,191,000 | 41,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,261,000 | 8,573,000 | 12,955,000 | 17,099,000 |
| Interest expense | 538,000 | 1,149,000 | 1,787,000 | 2,410,000 |
| Net interest income | 3,723,000 | 7,424,000 | 11,168,000 | 14,689,000 |
| Noninterest income | 759,000 | 1,472,000 | 2,313,000 | 3,244,000 |
| Noninterest expense | 3,055,000 | 6,446,000 | 9,652,000 | 13,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,428,000 | 2,451,000 | 3,874,000 | 4,281,000 |
| Income tax | 373,000 | 631,000 | 1,003,000 | 1,089,000 |
| Net income | 1,055,000 | 1,820,000 | 2,871,000 | 3,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,776,000 | 38,190,000 | 38,812,000 | 38,784,000 |
| Total capital | 41,400,000 | 41,816,000 | 42,454,000 | 42,417,000 |
| Risk-weighted assets | 289,611,000 | 289,681,000 | 291,091,000 | 290,426,000 |