Call reports 2017
FIRST NATIONAL BANK OF CARMI, THE — 2017
What FIRST NATIONAL BANK OF CARMI, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 405,355,000 | 394,334,000 | 390,873,000 | 395,773,000 |
| Total loans | 284,691,000 | 297,987,000 | 300,978,000 | 303,682,000 |
| Allowance for loan losses | 3,912,000 | 4,124,000 | 4,320,000 | 4,278,000 |
| Securities available for sale | 52,558,000 | 50,758,000 | 46,110,000 | 45,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,167,000 | 355,669,000 | 351,957,000 | 356,914,000 |
| Interest-bearing deposits | 277,988,000 | 269,232,000 | 265,346,000 | 264,639,000 |
| Noninterest-bearing deposits | 89,179,000 | 86,437,000 | 86,611,000 | 92,275,000 |
| Equity capital | 36,624,000 | 37,335,000 | 37,861,000 | 37,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,671,000 | 7,500,000 | 11,410,000 | 15,105,000 |
| Interest expense | 257,000 | 508,000 | 762,000 | 1,021,000 |
| Net interest income | 3,414,000 | 6,992,000 | 10,648,000 | 14,084,000 |
| Noninterest income | 853,000 | 1,884,000 | 2,804,000 | 3,821,000 |
| Noninterest expense | 2,766,000 | 5,772,000 | 8,650,000 | 12,560,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 545,000 |
| Pretax income | 1,326,000 | 2,729,000 | 4,253,000 | 4,851,000 |
| Income tax | 439,000 | 949,000 | 1,540,000 | 1,840,000 |
| Net income | 887,000 | 1,780,000 | 2,713,000 | 3,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,504,000 | 35,082,000 | 35,649,000 | 35,619,000 |
| Total capital | 38,367,000 | 39,098,000 | 39,694,000 | 39,684,000 |
| Risk-weighted assets | 308,949,000 | 321,113,000 | 325,907,000 | 327,231,000 |