Call reports 2011
FIRST NATIONAL BANK OF CARMI, THE — 2011
What FIRST NATIONAL BANK OF CARMI, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 320,631,000 | 323,493,000 | 339,475,000 | 355,782,000 |
| Total loans | 194,232,000 | 202,374,000 | 208,380,000 | 211,700,000 |
| Allowance for loan losses | 2,137,000 | 2,226,000 | 2,292,000 | 2,373,000 |
| Securities available for sale | 62,712,000 | 59,001,000 | 76,289,000 | 71,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,571,000 | 295,220,000 | 304,702,000 | 320,257,000 |
| Interest-bearing deposits | 271,528,000 | 273,541,000 | 282,292,000 | 294,637,000 |
| Noninterest-bearing deposits | 22,043,000 | 21,679,000 | 22,410,000 | 25,620,000 |
| Equity capital | 26,015,000 | 26,849,000 | 33,532,000 | 33,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,168,000 | 6,554,000 | 9,997,000 | 13,497,000 |
| Interest expense | 656,000 | 1,335,000 | 2,021,000 | 2,701,000 |
| Net interest income | 2,512,000 | 5,219,000 | 7,976,000 | 10,796,000 |
| Noninterest income | 677,000 | 1,441,000 | 1,916,000 | 2,972,000 |
| Noninterest expense | 2,226,000 | 4,630,000 | 7,025,000 | 10,023,000 |
| Provision for loan losses | 188,000 | 251,000 | 326,000 | 644,000 |
| Pretax income | 775,000 | 1,801,000 | 2,565,000 | 3,125,000 |
| Income tax | 218,000 | 627,000 | 860,000 | 1,037,000 |
| Net income | 557,000 | 1,174,000 | 1,705,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,270,000 | 23,717,000 | 30,195,000 | 30,428,000 |
| Total capital | 25,407,000 | 25,943,000 | 32,487,000 | 32,801,000 |
| Risk-weighted assets | 207,991,000 | 215,748,000 | 223,359,000 | 231,697,000 |