Call reports 2025
WEST VIEW SAVINGS BANK — 2025
What WEST VIEW SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 352,384,000 | 353,807,000 | 356,868,000 | 362,660,000 |
| Total loans | 81,980,000 | 86,442,000 | 91,431,000 | 90,627,000 |
| Allowance for loan losses | 527,000 | 572,000 | 579,000 | 577,000 |
| Securities available for sale | 23,783,000 | 45,615,000 | 51,572,000 | 68,613,000 |
| Securities held to maturity | 194,427,000 | 191,458,000 | 183,997,000 | 177,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,880,000 | 160,985,000 | 146,878,000 | 180,950,000 |
| Interest-bearing deposits | 106,931,000 | 137,688,000 | 121,638,000 | 158,952,000 |
| Noninterest-bearing deposits | 23,949,000 | 23,297,000 | 25,240,000 | 21,998,000 |
| Equity capital | 33,649,000 | 33,743,000 | 33,980,000 | 34,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,619,000 | 7,329,000 | 11,222,000 | 15,198,000 |
| Interest expense | 2,137,000 | 4,366,000 | 6,709,000 | 9,057,000 |
| Net interest income | 1,482,000 | 2,963,000 | 4,513,000 | 6,141,000 |
| Noninterest income | 84,000 | 172,000 | 261,000 | 345,000 |
| Noninterest expense | 969,000 | 1,999,000 | 2,959,000 | 3,947,000 |
| Provision for loan losses | 12,000 | 57,000 | 64,000 | 62,000 |
| Pretax income | 572,000 | 1,062,000 | 1,748,000 | 2,477,000 |
| Income tax | 147,000 | 273,000 | 451,000 | 642,000 |
| Net income | 425,000 | 789,000 | 1,297,000 | 1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,733,000 | 33,797,000 | 33,955,000 | 34,033,000 |
| Total capital | 34,307,000 | 34,420,000 | 34,571,000 | 34,649,000 |
| Risk-weighted assets | 110,291,000 | 124,180,000 | 125,762,000 | 139,498,000 |