Call reports 2022
WEST VIEW SAVINGS BANK — 2022
What WEST VIEW SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 366,600,000 | 360,423,000 | 364,242,000 | 374,189,000 |
| Total loans | 76,679,000 | 76,982,000 | 78,306,000 | 77,440,000 |
| Allowance for loan losses | 513,000 | 495,000 | 491,000 | 483,000 |
| Securities available for sale | 133,280,000 | 127,765,000 | 102,523,000 | 94,002,000 |
| Securities held to maturity | 139,368,000 | 137,514,000 | 165,718,000 | 183,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,669,000 | 153,659,000 | 153,079,000 | 151,800,000 |
| Interest-bearing deposits | 135,418,000 | 126,710,000 | 122,959,000 | 118,827,000 |
| Noninterest-bearing deposits | 29,251,000 | 26,949,000 | 30,120,000 | 32,973,000 |
| Equity capital | 32,244,000 | 31,937,000 | 32,019,000 | 32,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 3,066,000 | 5,438,000 | 8,741,000 |
| Interest expense | 165,000 | 614,000 | 1,635,000 | 3,444,000 |
| Net interest income | 1,214,000 | 2,452,000 | 3,803,000 | 5,297,000 |
| Noninterest income | 94,000 | 191,000 | 285,000 | 376,000 |
| Noninterest expense | 861,000 | 1,775,000 | 2,640,000 | 3,591,000 |
| Provision for loan losses | -15,000 | -33,000 | -37,000 | -45,000 |
| Pretax income | 462,000 | 907,000 | 1,486,000 | 2,128,000 |
| Income tax | 118,000 | 232,000 | 379,000 | 531,000 |
| Net income | 344,000 | 675,000 | 1,107,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,938,000 | 33,070,000 | 33,227,000 | 33,217,000 |
| Total capital | 33,495,000 | 33,594,000 | 33,743,000 | 33,740,000 |
| Risk-weighted assets | 198,250,000 | 197,886,000 | 180,407,000 | 172,117,000 |