Call reports 2020
WEST VIEW SAVINGS BANK — 2020
What WEST VIEW SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 370,602,000 | 354,992,000 | 328,173,000 | 313,728,000 |
| Total loans | 91,175,000 | 91,649,000 | 92,367,000 | 90,934,000 |
| Allowance for loan losses | 522,000 | 617,000 | 619,000 | 610,000 |
| Securities available for sale | 156,335,000 | 146,646,000 | 138,047,000 | 146,854,000 |
| Securities held to maturity | 105,805,000 | 100,601,000 | 81,432,000 | 61,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,837,000 | 154,428,000 | 144,522,000 | 150,573,000 |
| Interest-bearing deposits | 134,035,000 | 129,496,000 | 120,855,000 | 124,676,000 |
| Noninterest-bearing deposits | 20,802,000 | 24,932,000 | 23,667,000 | 25,897,000 |
| Equity capital | 27,303,000 | 31,952,000 | 32,802,000 | 33,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,634,000 | 4,706,000 | 6,361,000 | 7,811,000 |
| Interest expense | 991,000 | 1,563,000 | 1,889,000 | 2,106,000 |
| Net interest income | 1,643,000 | 3,143,000 | 4,472,000 | 5,705,000 |
| Noninterest income | 103,000 | 193,000 | 292,000 | 384,000 |
| Noninterest expense | 880,000 | 1,844,000 | 2,705,000 | 3,573,000 |
| Provision for loan losses | -7,000 | 88,000 | 90,000 | 81,000 |
| Pretax income | 841,000 | 1,341,000 | 1,919,000 | 2,396,000 |
| Income tax | 218,000 | 387,000 | 538,000 | 660,000 |
| Net income | 623,000 | 954,000 | 1,381,000 | 1,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,453,000 | 32,508,000 | 32,561,000 | 32,615,000 |
| Total capital | 33,024,000 | 33,179,000 | 33,214,000 | 33,254,000 |
| Risk-weighted assets | 218,289,000 | 200,851,000 | 189,923,000 | 192,637,000 |
Machine access — free, no API key
Every figure shown here about WEST VIEW SAVINGS BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.