Call reports 2017
WEST VIEW SAVINGS BANK — 2017
What WEST VIEW SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 344,870,000 | 351,505,000 | 355,972,000 | 355,476,000 |
| Total loans | 75,341,000 | 77,873,000 | 79,752,000 | 82,274,000 |
| Allowance for loan losses | 409,000 | 417,000 | 423,000 | 429,000 |
| Securities available for sale | 101,277,000 | 108,449,000 | 117,492,000 | 119,559,000 |
| Securities held to maturity | 141,851,000 | 137,999,000 | 133,008,000 | 128,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,793,000 | 147,230,000 | 152,321,000 | 146,264,000 |
| Interest-bearing deposits | 126,498,000 | 126,034,000 | 125,984,000 | 126,393,000 |
| Noninterest-bearing deposits | 21,295,000 | 21,197,000 | 26,337,000 | 19,871,000 |
| Equity capital | 31,130,000 | 31,233,000 | 31,459,000 | 31,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,945,000 | 4,024,000 | 6,240,000 | 8,497,000 |
| Interest expense | 488,000 | 1,085,000 | 1,730,000 | 2,407,000 |
| Net interest income | 1,457,000 | 2,939,000 | 4,510,000 | 6,090,000 |
| Noninterest income | 130,000 | 253,000 | 367,000 | 493,000 |
| Noninterest expense | 869,000 | 1,842,000 | 2,708,000 | 3,637,000 |
| Provision for loan losses | 15,000 | 23,000 | 29,000 | 35,000 |
| Pretax income | 703,000 | 1,327,000 | 2,140,000 | 2,911,000 |
| Income tax | 268,000 | 481,000 | 778,000 | 1,152,000 |
| Net income | 435,000 | 846,000 | 1,362,000 | 1,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,359,000 | 31,421,000 | 31,586,000 | 31,647,000 |
| Total capital | 31,804,000 | 31,878,000 | 32,045,000 | 32,107,000 |
| Risk-weighted assets | 168,355,000 | 171,201,000 | 178,058,000 | 177,384,000 |