Call reports 2016
WEST VIEW SAVINGS BANK — 2016
What WEST VIEW SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 338,361,000 | 335,632,000 | 334,972,000 | 340,073,000 |
| Total loans | 61,955,000 | 65,033,000 | 67,794,000 | 74,540,000 |
| Allowance for loan losses | 372,000 | 360,000 | 376,000 | 394,000 |
| Securities available for sale | 102,483,000 | 107,676,000 | 99,345,000 | 106,754,000 |
| Securities held to maturity | 158,637,000 | 146,938,000 | 143,093,000 | 131,956,000 |
| Trading assets | 0 | 0 | 0 | 920,000 |
| Total deposits | 142,287,000 | 143,605,000 | 145,207,000 | 145,565,000 |
| Interest-bearing deposits | 123,286,000 | 125,047,000 | 122,666,000 | 124,664,000 |
| Noninterest-bearing deposits | 19,001,000 | 18,558,000 | 22,541,000 | 20,901,000 |
| Equity capital | 30,663,000 | 30,838,000 | 30,909,000 | 30,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,529,000 | 5,293,000 | 7,096,000 |
| Interest expense | 403,000 | 801,000 | 1,174,000 | 1,572,000 |
| Net interest income | 1,348,000 | 2,728,000 | 4,119,000 | 5,524,000 |
| Noninterest income | 131,000 | 266,000 | 395,000 | 495,000 |
| Noninterest expense | 912,000 | 1,839,000 | 2,735,000 | 3,608,000 |
| Provision for loan losses | 21,000 | 9,000 | 25,000 | 43,000 |
| Pretax income | 546,000 | 1,156,000 | 1,764,000 | 2,378,000 |
| Income tax | 209,000 | 423,000 | 628,000 | 847,000 |
| Net income | 337,000 | 733,000 | 1,136,000 | 1,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,981,000 | 31,076,000 | 31,179,000 | 31,274,000 |
| Total capital | 31,404,000 | 31,484,000 | 31,612,000 | 31,707,000 |
| Risk-weighted assets | 183,990,000 | 185,474,000 | 177,667,000 | 182,547,000 |