Call reports 2024
FIRST NATIONAL COMMUNITY BANK — 2024
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 610,864,000 | 648,870,000 | 626,006,000 | 649,980,000 |
| Total loans | 466,913,000 | 478,829,000 | 486,269,000 | 498,956,000 |
| Allowance for loan losses | 5,693,000 | 6,106,000 | 6,479,000 | 6,306,000 |
| Securities available for sale | 24,231,000 | 23,815,000 | 23,849,000 | 22,794,000 |
| Securities held to maturity | 21,000 | 21,000 | 20,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,053,000 | 565,445,000 | 538,365,000 | 560,593,000 |
| Interest-bearing deposits | 388,101,000 | 401,622,000 | 389,958,000 | 417,231,000 |
| Noninterest-bearing deposits | 141,952,000 | 163,823,000 | 148,407,000 | 143,362,000 |
| Equity capital | 77,100,000 | 80,238,000 | 83,897,000 | 86,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,922,000 | 20,459,000 | 31,397,000 | 42,037,000 |
| Interest expense | 2,387,000 | 4,890,000 | 7,515,000 | 10,221,000 |
| Net interest income | 7,535,000 | 15,569,000 | 23,882,000 | 31,816,000 |
| Noninterest income | 784,000 | 1,594,000 | 2,356,000 | 3,115,000 |
| Noninterest expense | 4,387,000 | 8,831,000 | 13,327,000 | 17,511,000 |
| Provision for loan losses | 318,000 | 733,000 | 1,086,000 | 1,293,000 |
| Pretax income | 3,549,000 | 7,567,000 | 11,763,000 | 16,028,000 |
| Income tax | 861,000 | 1,835,000 | 2,852,000 | 3,829,000 |
| Net income | 2,688,000 | 5,732,000 | 8,911,000 | 12,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,618,000 | 78,669,000 | 81,900,000 | 84,516,000 |