Call reports 2023
FIRST NATIONAL COMMUNITY BANK — 2023
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 565,327,000 | 552,035,000 | 582,457,000 | 621,343,000 |
| Total loans | 396,966,000 | 418,163,000 | 453,198,000 | 457,399,000 |
| Allowance for loan losses | 4,952,000 | 5,254,000 | 5,718,000 | 5,454,000 |
| Securities available for sale | 16,677,000 | 25,927,000 | 24,915,000 | 24,930,000 |
| Securities held to maturity | 30,000 | 27,000 | 23,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,945,000 | 479,016,000 | 507,311,000 | 542,673,000 |
| Interest-bearing deposits | 337,653,000 | 323,834,000 | 350,094,000 | 398,585,000 |
| Noninterest-bearing deposits | 155,292,000 | 155,182,000 | 157,217,000 | 144,088,000 |
| Equity capital | 68,037,000 | 70,628,000 | 72,205,000 | 75,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,746,000 | 15,803,000 | 24,400,000 | 33,906,000 |
| Interest expense | 487,000 | 1,210,000 | 2,388,000 | 4,308,000 |
| Net interest income | 7,259,000 | 14,593,000 | 22,012,000 | 29,598,000 |
| Noninterest income | 804,000 | 1,581,000 | 2,411,000 | 3,208,000 |
| Noninterest expense | 3,793,000 | 8,039,000 | 12,366,000 | 16,911,000 |
| Provision for loan losses | 105,000 | 387,000 | 842,000 | 1,219,000 |
| Pretax income | 4,165,000 | 7,692,000 | 10,994,000 | 14,521,000 |
| Income tax | 1,000,000 | 1,846,000 | 2,639,000 | 3,195,000 |
| Net income | 3,165,000 | 5,846,000 | 8,355,000 | 11,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,703,000 | 69,457,000 | 71,384,000 | 74,002,000 |