Call reports 2022
FIRST NATIONAL COMMUNITY BANK — 2022
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 616,105,000 | 638,096,000 | 632,013,000 | 582,751,000 |
| Total loans | 355,604,000 | 371,009,000 | 379,259,000 | 383,475,000 |
| Allowance for loan losses | 2,594,000 | 2,705,000 | 2,746,000 | 2,781,000 |
| Securities available for sale | 21,351,000 | 18,829,000 | 17,822,000 | 17,492,000 |
| Securities held to maturity | 34,000 | 33,000 | 32,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,946,000 | 575,393,000 | 566,789,000 | 514,713,000 |
| Interest-bearing deposits | 385,650,000 | 403,316,000 | 396,749,000 | 359,996,000 |
| Noninterest-bearing deposits | 167,296,000 | 172,077,000 | 170,040,000 | 154,717,000 |
| Equity capital | 60,606,000 | 60,954,000 | 63,029,000 | 66,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,945,000 | 10,125,000 | 16,447,000 | 23,632,000 |
| Interest expense | 282,000 | 588,000 | 907,000 | 1,373,000 |
| Net interest income | 4,663,000 | 9,537,000 | 15,540,000 | 22,259,000 |
| Noninterest income | 821,000 | 1,683,000 | 2,524,000 | 3,323,000 |
| Noninterest expense | 3,657,000 | 7,332,000 | 11,245,000 | 15,073,000 |
| Provision for loan losses | 54,000 | 108,000 | 162,000 | 216,000 |
| Pretax income | 1,773,000 | 3,780,000 | 6,657,000 | 10,293,000 |
| Income tax | 461,000 | 983,000 | 1,731,000 | 2,325,000 |
| Net income | 1,312,000 | 2,797,000 | 4,926,000 | 7,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,211,000 | 59,822,000 | 62,019,000 | 65,171,000 |