Call reports 2021
FIRST NATIONAL COMMUNITY BANK — 2021
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 350,756,000 | 353,932,000 | 563,898,000 | 598,528,000 |
| Total loans | 231,804,000 | 228,460,000 | 341,690,000 | 343,167,000 |
| Allowance for loan losses | 2,388,000 | 2,446,000 | 2,488,000 | 2,562,000 |
| Securities available for sale | 10,984,000 | 9,853,000 | 28,342,000 | 24,013,000 |
| Securities held to maturity | 0 | 0 | 36,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,511,000 | 312,015,000 | 502,478,000 | 536,747,000 |
| Interest-bearing deposits | 219,690,000 | 220,088,000 | 350,704,000 | 366,333,000 |
| Noninterest-bearing deposits | 89,821,000 | 91,927,000 | 151,774,000 | 170,414,000 |
| Equity capital | 40,695,000 | 41,510,000 | 59,942,000 | 60,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,405,000 | 11,274,000 | 16,077,000 |
| Interest expense | 175,000 | 331,000 | 645,000 | 826,000 |
| Net interest income | 3,035,000 | 6,074,000 | 10,629,000 | 15,251,000 |
| Noninterest income | 669,000 | 1,320,000 | 2,125,000 | 3,177,000 |
| Noninterest expense | 2,319,000 | 4,808,000 | 9,746,000 | 14,375,000 |
| Provision for loan losses | 36,000 | 90,000 | 144,000 | 198,000 |
| Pretax income | 1,349,000 | 2,496,000 | 2,864,000 | 3,855,000 |
| Income tax | 351,000 | 649,000 | 745,000 | 1,004,000 |
| Net income | 998,000 | 1,847,000 | 2,119,000 | 2,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,090,000 | 39,199,000 | 57,131,000 | 56,676,000 |