Call reports 2020
FIRST NATIONAL COMMUNITY BANK — 2020
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 277,621,000 | 304,962,000 | 313,539,000 | 324,956,000 |
| Total loans | 208,629,000 | 221,171,000 | 221,551,000 | 216,006,000 |
| Allowance for loan losses | 1,726,000 | 2,292,000 | 2,331,000 | 2,342,000 |
| Securities available for sale | 16,405,000 | 14,847,000 | 13,886,000 | 11,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,642,000 | 266,378,000 | 274,937,000 | 284,714,000 |
| Interest-bearing deposits | 181,352,000 | 192,024,000 | 199,121,000 | 206,204,000 |
| Noninterest-bearing deposits | 59,290,000 | 74,354,000 | 75,816,000 | 78,510,000 |
| Equity capital | 36,118,000 | 37,003,000 | 37,606,000 | 39,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,381,000 | 6,767,000 | 9,711,000 | 12,785,000 |
| Interest expense | 303,000 | 529,000 | 744,000 | 934,000 |
| Net interest income | 3,078,000 | 6,238,000 | 8,967,000 | 11,851,000 |
| Noninterest income | 590,000 | 1,392,000 | 1,986,000 | 3,204,000 |
| Noninterest expense | 2,411,000 | 4,792,000 | 7,238,000 | 9,733,000 |
| Provision for loan losses | 18,000 | 570,000 | 588,000 | 606,000 |
| Pretax income | 1,239,000 | 2,268,000 | 3,127,000 | 4,716,000 |
| Income tax | 322,000 | 590,000 | 813,000 | 152,000 |
| Net income | 917,000 | 1,678,000 | 2,314,000 | 4,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,060,000 | 34,149,000 | 35,062,000 | 36,675,000 |