Call reports 2019
FIRST NATIONAL COMMUNITY BANK — 2019
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 162,714,000 | 162,700,000 | 288,216,000 | 286,309,000 |
| Total loans | 113,926,000 | 117,050,000 | 199,065,000 | 197,946,000 |
| Allowance for loan losses | 1,907,000 | 1,646,000 | 1,668,000 | 1,685,000 |
| Securities available for sale | 11,919,000 | 11,997,000 | 23,463,000 | 19,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,245,000 | 138,648,000 | 251,844,000 | 250,345,000 |
| Interest-bearing deposits | 107,495,000 | 107,352,000 | 191,448,000 | 190,454,000 |
| Noninterest-bearing deposits | 31,750,000 | 31,296,000 | 60,396,000 | 59,891,000 |
| Equity capital | 23,013,000 | 23,431,000 | 35,030,000 | 35,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,544,000 | 5,803,000 | 9,395,000 |
| Interest expense | 165,000 | 369,000 | 651,000 | 944,000 |
| Net interest income | 1,597,000 | 3,175,000 | 5,152,000 | 8,451,000 |
| Noninterest income | 362,000 | 736,000 | 1,242,000 | 2,661,000 |
| Noninterest expense | 1,364,000 | 2,768,000 | 4,595,000 | 8,591,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 577,000 | 1,107,000 | 1,745,000 | 2,449,000 |
| Income tax | 150,000 | 288,000 | 446,000 | 512,000 |
| Net income | 427,000 | 819,000 | 1,299,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,005,000 | 21,499,000 | 32,913,000 | 31,758,000 |
| Total capital | 22,359,000 | 22,936,000 | 34,581,000 | 33,443,000 |
| Risk-weighted assets | 107,825,000 | 114,783,000 | 201,835,000 | 207,391,000 |