Call reports 2018
FIRST NATIONAL COMMUNITY BANK — 2018
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 160,465,000 | 165,658,000 | 162,604,000 | 164,081,000 |
| Total loans | 116,889,000 | 113,681,000 | 119,638,000 | 116,719,000 |
| Allowance for loan losses | 1,527,000 | 1,523,000 | 1,558,000 | 1,591,000 |
| Securities available for sale | 14,863,000 | 13,326,000 | 13,303,000 | 12,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,850,000 | 143,488,000 | 139,852,000 | 141,090,000 |
| Interest-bearing deposits | 110,702,000 | 112,326,000 | 107,155,000 | 105,278,000 |
| Noninterest-bearing deposits | 28,148,000 | 31,162,000 | 32,697,000 | 35,812,000 |
| Equity capital | 21,202,000 | 21,611,000 | 22,114,000 | 22,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,213,000 | 4,979,000 | 6,689,000 |
| Interest expense | 84,000 | 205,000 | 338,000 | 485,000 |
| Net interest income | 1,480,000 | 3,008,000 | 4,641,000 | 6,204,000 |
| Noninterest income | 321,000 | 774,000 | 1,208,000 | 1,578,000 |
| Noninterest expense | 1,307,000 | 2,645,000 | 3,941,000 | 5,259,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 476,000 | 1,101,000 | 1,854,000 | 2,451,000 |
| Income tax | 124,000 | 286,000 | 482,000 | 626,000 |
| Net income | 352,000 | 815,000 | 1,372,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,585,000 | 19,187,000 | 19,903,000 | 20,463,000 |
| Total capital | 19,971,000 | 20,524,000 | 21,341,000 | 21,866,000 |
| Risk-weighted assets | 110,791,000 | 106,824,000 | 114,963,000 | 112,053,000 |