Call reports 2017
FIRST NATIONAL COMMUNITY BANK — 2017
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,930,000 | 151,467,000 | 148,299,000 | 151,807,000 |
| Total loans | 100,299,000 | 105,178,000 | 108,813,000 | 109,513,000 |
| Allowance for loan losses | 1,302,000 | 1,347,000 | 1,398,000 | 1,484,000 |
| Securities available for sale | 16,119,000 | 16,140,000 | 16,099,000 | 15,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,241,000 | 129,377,000 | 125,982,000 | 130,469,000 |
| Interest-bearing deposits | 101,215,000 | 102,692,000 | 99,522,000 | 103,321,000 |
| Noninterest-bearing deposits | 27,026,000 | 26,685,000 | 26,460,000 | 27,148,000 |
| Equity capital | 21,224,000 | 21,546,000 | 21,771,000 | 20,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,755,000 | 4,190,000 | 5,697,000 |
| Interest expense | 60,000 | 118,000 | 178,000 | 240,000 |
| Net interest income | 1,282,000 | 2,637,000 | 4,012,000 | 5,457,000 |
| Noninterest income | 273,000 | 618,000 | 935,000 | 1,251,000 |
| Noninterest expense | 1,093,000 | 2,249,000 | 3,490,000 | 4,716,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 444,000 | 970,000 | 1,403,000 | 1,920,000 |
| Income tax | 173,000 | 371,000 | 533,000 | 1,758,000 |
| Net income | 271,000 | 599,000 | 870,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,722,000 | 17,227,000 | 17,645,000 | 18,146,000 |
| Total capital | 17,954,000 | 18,514,000 | 18,983,000 | 19,487,000 |
| Risk-weighted assets | 97,618,000 | 102,065,000 | 106,189,000 | 106,639,000 |