Call reports 2016
FIRST NATIONAL COMMUNITY BANK — 2016
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 144,595,000 | 146,837,000 | 147,261,000 | 149,391,000 |
| Total loans | 96,817,000 | 98,561,000 | 100,734,000 | 98,312,000 |
| Allowance for loan losses | 1,655,000 | 1,698,000 | 1,744,000 | 1,260,000 |
| Securities available for sale | 21,347,000 | 19,387,000 | 16,395,000 | 16,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,045,000 | 125,981,000 | 126,020,000 | 127,905,000 |
| Interest-bearing deposits | 97,024,000 | 98,618,000 | 99,767,000 | 98,966,000 |
| Noninterest-bearing deposits | 27,021,000 | 27,363,000 | 26,253,000 | 28,939,000 |
| Equity capital | 19,843,000 | 20,169,000 | 20,483,000 | 20,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,717,000 | 4,115,000 | 5,446,000 |
| Interest expense | 62,000 | 124,000 | 186,000 | 247,000 |
| Net interest income | 1,279,000 | 2,593,000 | 3,929,000 | 5,199,000 |
| Noninterest income | 388,000 | 728,000 | 1,030,000 | 1,381,000 |
| Noninterest expense | 1,175,000 | 2,328,000 | 3,451,000 | 4,535,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | -428,000 |
| Pretax income | 477,000 | 960,000 | 1,457,000 | 2,476,000 |
| Income tax | 185,000 | 369,000 | 558,000 | 906,000 |
| Net income | 292,000 | 591,000 | 899,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,324,000 | 14,796,000 | 15,293,000 | 16,302,000 |
| Total capital | 15,596,000 | 16,042,000 | 16,553,000 | 17,508,000 |
| Risk-weighted assets | 101,370,000 | 97,153,000 | 98,319,000 | 94,614,000 |