Call reports 2015
FIRST NATIONAL COMMUNITY BANK — 2015
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 134,350,000 | 137,721,000 | 137,034,000 | 142,370,000 |
| Total loans | 78,245,000 | 89,205,000 | 91,614,000 | 96,520,000 |
| Allowance for loan losses | 1,498,000 | 1,582,000 | 1,553,000 | 1,612,000 |
| Securities available for sale | 31,286,000 | 28,973,000 | 26,981,000 | 24,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,190,000 | 123,433,000 | 122,154,000 | 122,460,000 |
| Interest-bearing deposits | 94,252,000 | 94,750,000 | 95,717,000 | 96,527,000 |
| Noninterest-bearing deposits | 25,938,000 | 28,683,000 | 26,437,000 | 25,933,000 |
| Equity capital | 13,553,000 | 13,643,000 | 14,178,000 | 19,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,422,000 | 3,714,000 | 5,031,000 |
| Interest expense | 83,000 | 160,000 | 235,000 | 303,000 |
| Net interest income | 1,059,000 | 2,262,000 | 3,479,000 | 4,728,000 |
| Noninterest income | 276,000 | 541,000 | 921,000 | 1,115,000 |
| Noninterest expense | 1,201,000 | 2,358,000 | 3,585,000 | 4,782,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 130,000 | 429,000 | 781,000 | 1,009,000 |
| Income tax | 0 | 0 | 0 | -5,082,000 |
| Net income | 130,000 | 429,000 | 781,000 | 6,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,198,000 | 13,282,000 | 13,634,000 | 13,863,000 |
| Total capital | 14,247,000 | 14,458,000 | 14,844,000 | 15,139,000 |
| Risk-weighted assets | 83,522,000 | 93,493,000 | 96,246,000 | 101,728,000 |