Call reports 2012
FIRST NATIONAL COMMUNITY BANK — 2012
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,408,000 | 129,903,000 | 134,453,000 | 135,334,000 |
| Total loans | 71,147,000 | 73,521,000 | 67,137,000 | 64,747,000 |
| Allowance for loan losses | 2,427,000 | 2,481,000 | 1,281,000 | 1,359,000 |
| Securities available for sale | 24,632,000 | 24,855,000 | 35,419,000 | 37,457,000 |
| Securities held to maturity | 4,608,000 | 4,592,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,096,000 | 118,453,000 | 119,181,000 | 120,887,000 |
| Interest-bearing deposits | 96,761,000 | 96,897,000 | 96,833,000 | 97,299,000 |
| Noninterest-bearing deposits | 21,335,000 | 21,556,000 | 22,348,000 | 23,588,000 |
| Equity capital | 8,920,000 | 8,929,000 | 12,426,000 | 11,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,567,000 | 3,886,000 | 5,027,000 |
| Interest expense | 172,000 | 320,000 | 452,000 | 572,000 |
| Net interest income | 1,170,000 | 2,247,000 | 3,434,000 | 4,455,000 |
| Noninterest income | 291,000 | 609,000 | 959,000 | 992,000 |
| Noninterest expense | 1,379,000 | 2,759,000 | 4,099,000 | 5,570,000 |
| Provision for loan losses | 75,000 | 150,000 | 255,000 | 360,000 |
| Pretax income | 14,000 | -46,000 | 59,000 | -376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | -46,000 | 59,000 | -376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,890,000 | 8,830,000 | 11,935,000 | 11,500,000 |
| Total capital | 9,880,000 | 9,848,000 | 12,893,000 | 12,447,000 |
| Risk-weighted assets | 77,813,000 | 79,928,000 | 75,613,000 | 75,420,000 |