Call reports 2011
FIRST NATIONAL COMMUNITY BANK — 2011
What FIRST NATIONAL COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,177,000 | 133,406,000 | 133,274,000 | 127,719,000 |
| Total loans | 76,745,000 | 75,734,000 | 75,422,000 | 72,968,000 |
| Allowance for loan losses | 2,434,000 | 2,264,000 | 2,330,000 | 2,347,000 |
| Securities available for sale | 16,069,000 | 16,738,000 | 16,641,000 | 23,703,000 |
| Securities held to maturity | 6,113,000 | 5,610,000 | 5,604,000 | 5,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,810,000 | 116,912,000 | 118,289,000 | 116,393,000 |
| Interest-bearing deposits | 96,768,000 | 97,130,000 | 98,523,000 | 96,141,000 |
| Noninterest-bearing deposits | 20,042,000 | 19,782,000 | 19,766,000 | 20,252,000 |
| Equity capital | 14,976,000 | 14,042,000 | 12,450,000 | 8,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,885,000 | 4,304,000 | 5,640,000 |
| Interest expense | 248,000 | 546,000 | 722,000 | 921,000 |
| Net interest income | 1,154,000 | 2,339,000 | 3,582,000 | 4,719,000 |
| Noninterest income | 330,000 | -131,000 | -1,215,000 | -1,459,000 |
| Noninterest expense | 1,255,000 | 2,707,000 | 4,350,000 | 5,862,000 |
| Provision for loan losses | 150,000 | 510,000 | 660,000 | 1,150,000 |
| Pretax income | 80,000 | -1,005,000 | -2,637,000 | -3,745,000 |
| Income tax | 19,000 | 0 | 0 | 2,400,000 |
| Net income | 61,000 | -1,005,000 | -2,637,000 | -6,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,718,000 | 11,633,000 | 10,001,000 | 8,876,000 |
| Total capital | 13,799,000 | 12,686,000 | 11,024,000 | 9,895,000 |
| Risk-weighted assets | 86,683,000 | 83,019,000 | 80,527,000 | 80,147,000 |