Call reports 2012
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION — 2012
What FIRST FINANCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 324,639,000 | 333,589,000 | 333,161,000 |
| Total loans | 203,771,000 | 212,026,000 | 215,631,000 |
| Allowance for loan losses | 4,477,000 | 4,471,000 | 4,165,000 |
| Securities available for sale | 78,808,000 | 73,018,000 | 76,109,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 275,442,000 | 281,620,000 | 282,313,000 |
| Interest-bearing deposits | 190,830,000 | 189,516,000 | 194,338,000 |
| Noninterest-bearing deposits | 84,612,000 | 92,104,000 | 87,974,000 |
| Equity capital | 41,010,000 | 41,418,000 | 41,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 3,453,000 | 6,920,000 | 10,418,000 |
| Interest expense | 141,000 | 270,000 | 391,000 |
| Net interest income | 3,312,000 | 6,650,000 | 10,027,000 |
| Noninterest income | 794,000 | 1,560,000 | 2,369,000 |
| Noninterest expense | 2,800,000 | 5,394,000 | 7,852,000 |
| Provision for loan losses | 150,000 | 170,000 | 193,000 |
| Pretax income | 1,156,000 | 2,654,000 | 4,351,000 |
| Income tax | 287,000 | 692,000 | 1,167,000 |
| Net income | 869,000 | 1,962,000 | 3,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 29,092,000 | 29,282,000 | 29,605,000 |
| Total capital | 31,846,000 | 32,106,000 | 32,452,000 |
| Risk-weighted assets | 217,746,000 | 223,208,000 | 225,210,000 |