Call reports 2024
MID-AMERICA BANK — 2024
What MID-AMERICA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 426,542,000 | 428,160,000 | 446,478,000 | 466,926,000 |
| Total loans | 337,089,000 | 344,958,000 | 348,180,000 | 361,115,000 |
| Allowance for loan losses | 4,555,000 | 4,589,000 | 4,588,000 | 4,294,000 |
| Securities available for sale | 26,068,000 | 26,107,000 | 17,738,000 | 29,542,000 |
| Securities held to maturity | 5,056,000 | 5,067,000 | 5,024,000 | 5,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,677,000 | 286,403,000 | 306,754,000 | 346,371,000 |
| Interest-bearing deposits | 253,809,000 | 254,855,000 | 270,023,000 | 312,866,000 |
| Noninterest-bearing deposits | 34,868,000 | 31,548,000 | 36,731,000 | 33,505,000 |
| Equity capital | 43,238,000 | 44,760,000 | 46,364,000 | 47,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,446,000 | 13,158,000 | 20,205,000 | 27,776,000 |
| Interest expense | 2,980,000 | 6,075,000 | 9,308,000 | 12,793,000 |
| Net interest income | 3,466,000 | 7,083,000 | 10,897,000 | 14,983,000 |
| Noninterest income | 812,000 | 1,661,000 | 2,146,000 | 3,374,000 |
| Noninterest expense | 2,115,000 | 4,237,000 | 6,600,000 | 9,600,000 |
| Provision for loan losses | 105,000 | 140,000 | 140,000 | -145,000 |
| Pretax income | 2,058,000 | 4,367,000 | 6,303,000 | 8,602,000 |
| Income tax | 502,000 | 942,000 | 1,510,000 | 1,802,000 |
| Net income | 1,556,000 | 3,425,000 | 4,793,000 | 6,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,559,000 | 44,188,000 | 45,316,000 | 47,083,000 |
| Total capital | 46,697,000 | 48,395,000 | 49,626,000 | 51,591,000 |
| Risk-weighted assets | 330,599,000 | 336,170,000 | 344,535,000 | 360,518,000 |