Call reports 2023
MID-AMERICA BANK — 2023
What MID-AMERICA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 372,824,000 | 412,211,000 | 405,423,000 | 408,297,000 |
| Total loans | 316,859,000 | 321,798,000 | 321,664,000 | 326,608,000 |
| Allowance for loan losses | 4,347,000 | 4,342,000 | 4,447,000 | 4,451,000 |
| Securities available for sale | 0 | 0 | 0 | 15,298,000 |
| Securities held to maturity | 5,079,000 | 5,089,000 | 5,049,000 | 5,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,876,000 | 275,860,000 | 272,457,000 | 271,895,000 |
| Interest-bearing deposits | 241,323,000 | 238,849,000 | 235,168,000 | 239,615,000 |
| Noninterest-bearing deposits | 38,553,000 | 37,011,000 | 37,289,000 | 32,280,000 |
| Equity capital | 37,644,000 | 39,102,000 | 40,718,000 | 42,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,632,000 | 9,960,000 | 15,951,000 | 22,228,000 |
| Interest expense | 1,847,000 | 4,145,000 | 6,820,000 | 9,647,000 |
| Net interest income | 2,785,000 | 5,815,000 | 9,131,000 | 12,581,000 |
| Noninterest income | 697,000 | 1,808,000 | 2,902,000 | 3,516,000 |
| Noninterest expense | 1,855,000 | 3,733,000 | 5,697,000 | 8,051,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 320,000 |
| Pretax income | 1,522,000 | 3,680,000 | 6,021,000 | 7,726,000 |
| Income tax | 499,000 | 1,000,000 | 1,514,000 | 1,765,000 |
| Net income | 1,023,000 | 2,680,000 | 4,507,000 | 5,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,394,000 | 38,852,000 | 40,468,000 | 41,213,000 |
| Total capital | 41,166,000 | 42,792,000 | 44,408,000 | 45,215,000 |
| Risk-weighted assets | 301,220,000 | 314,811,000 | 314,687,000 | 319,731,000 |