Call reports 2022
MID-AMERICA BANK — 2022
What MID-AMERICA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 319,537,000 | 324,221,000 | 337,053,000 | 349,535,000 |
| Total loans | 256,884,000 | 276,854,000 | 293,404,000 | 306,590,000 |
| Allowance for loan losses | 3,937,000 | 4,043,000 | 4,147,000 | 4,249,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,095,000 | 5,107,000 | 5,070,000 | 5,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,911,000 | 254,960,000 | 260,435,000 | 262,774,000 |
| Interest-bearing deposits | 209,760,000 | 213,713,000 | 217,757,000 | 225,256,000 |
| Noninterest-bearing deposits | 42,151,000 | 41,247,000 | 42,678,000 | 37,518,000 |
| Equity capital | 33,377,000 | 35,146,000 | 36,432,000 | 36,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,173,000 | 6,684,000 | 10,515,000 | 14,758,000 |
| Interest expense | 634,000 | 1,318,000 | 2,232,000 | 3,665,000 |
| Net interest income | 2,539,000 | 5,366,000 | 8,283,000 | 11,093,000 |
| Noninterest income | 1,440,000 | 3,057,000 | 4,112,000 | 4,837,000 |
| Noninterest expense | 1,917,000 | 3,804,000 | 5,767,000 | 7,928,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,957,000 | 4,409,000 | 6,313,000 | 7,582,000 |
| Income tax | 375,000 | 858,000 | 1,276,000 | 1,406,000 |
| Net income | 1,582,000 | 3,551,000 | 5,037,000 | 6,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,127,000 | 34,896,000 | 36,182,000 | 36,572,000 |
| Total capital | 36,351,000 | 38,389,000 | 39,806,000 | 40,189,000 |
| Risk-weighted assets | 257,192,000 | 278,857,000 | 289,417,000 | 288,751,000 |