Call reports 2020
MID-AMERICA BANK — 2020
What MID-AMERICA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 257,843,000 | 267,473,000 | 283,368,000 | 280,832,000 |
| Total loans | 182,308,000 | 195,684,000 | 199,087,000 | 200,531,000 |
| Allowance for loan losses | 2,971,000 | 3,178,000 | 3,548,000 | 3,548,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,024,000 | 4,036,000 | 4,005,000 | 4,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,014,000 | 214,854,000 | 227,663,000 | 219,484,000 |
| Interest-bearing deposits | 178,318,000 | 181,342,000 | 191,163,000 | 186,397,000 |
| Noninterest-bearing deposits | 27,696,000 | 33,512,000 | 36,500,000 | 33,087,000 |
| Equity capital | 23,182,000 | 24,050,000 | 25,188,000 | 26,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,996,000 | 6,328,000 | 9,338,000 | 12,428,000 |
| Interest expense | 983,000 | 1,882,000 | 2,766,000 | 3,592,000 |
| Net interest income | 2,013,000 | 4,446,000 | 6,572,000 | 8,836,000 |
| Noninterest income | 755,000 | 1,739,000 | 3,500,000 | 5,454,000 |
| Noninterest expense | 1,749,000 | 3,632,000 | 5,504,000 | 7,670,000 |
| Provision for loan losses | 105,000 | 315,000 | 685,000 | 685,000 |
| Pretax income | 914,000 | 2,238,000 | 3,883,000 | 5,935,000 |
| Income tax | 229,000 | 545,000 | 912,000 | 1,421,000 |
| Net income | 685,000 | 1,693,000 | 2,971,000 | 4,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,932,000 | 23,800,000 | 24,938,000 | 26,241,000 |
| Total capital | 25,728,000 | 26,572,000 | 27,715,000 | 28,955,000 |
| Risk-weighted assets | 223,474,000 | 221,379,000 | 221,421,000 | 216,266,000 |