Call reports 2018
MID-AMERICA BANK — 2018
What MID-AMERICA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 174,174,000 | 175,107,000 | 182,559,000 | 191,874,000 |
| Total loans | 143,831,000 | 156,261,000 | 161,599,000 | 169,055,000 |
| Allowance for loan losses | 2,280,000 | 2,373,000 | 2,495,000 | 2,728,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,886,000 | 3,902,000 | 3,872,000 | 3,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,624,000 | 141,888,000 | 146,369,000 | 156,177,000 |
| Interest-bearing deposits | 120,507,000 | 120,600,000 | 123,816,000 | 132,733,000 |
| Noninterest-bearing deposits | 22,117,000 | 21,288,000 | 22,553,000 | 23,444,000 |
| Equity capital | 19,319,000 | 19,693,000 | 20,185,000 | 20,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,304,000 | 6,729,000 | 9,265,000 |
| Interest expense | 484,000 | 980,000 | 1,574,000 | 2,218,000 |
| Net interest income | 1,597,000 | 3,324,000 | 5,155,000 | 7,047,000 |
| Noninterest income | 900,000 | 1,540,000 | 2,078,000 | 2,612,000 |
| Noninterest expense | 1,369,000 | 2,852,000 | 4,361,000 | 6,061,000 |
| Provision for loan losses | 105,000 | 200,000 | 305,000 | 540,000 |
| Pretax income | 1,023,000 | 1,812,000 | 2,567,000 | 3,058,000 |
| Income tax | 112,000 | 353,000 | 440,000 | 433,000 |
| Net income | 911,000 | 1,459,000 | 2,127,000 | 2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,069,000 | 19,443,000 | 19,935,000 | 20,158,000 |
| Total capital | 21,255,000 | 21,806,000 | 22,388,000 | 22,739,000 |
| Risk-weighted assets | 174,797,000 | 189,032,000 | 196,169,000 | 206,353,000 |