Call reports 2017
MID-AMERICA BANK — 2017
What MID-AMERICA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,186,000 | 142,719,000 | 156,216,000 | 163,531,000 |
| Total loans | 121,680,000 | 129,031,000 | 137,228,000 | 144,372,000 |
| Allowance for loan losses | 1,613,000 | 1,788,000 | 1,993,000 | 2,173,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 4,037,000 | 3,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,347,000 | 118,700,000 | 127,707,000 | 132,574,000 |
| Interest-bearing deposits | 95,768,000 | 98,794,000 | 109,295,000 | 113,706,000 |
| Noninterest-bearing deposits | 19,579,000 | 19,906,000 | 18,412,000 | 18,868,000 |
| Equity capital | 15,721,000 | 15,968,000 | 16,248,000 | 16,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,451,000 | 5,420,000 | 7,449,000 |
| Interest expense | 300,000 | 630,000 | 1,009,000 | 1,451,000 |
| Net interest income | 1,357,000 | 2,821,000 | 4,411,000 | 5,998,000 |
| Noninterest income | 376,000 | 779,000 | 1,295,000 | 1,813,000 |
| Noninterest expense | 1,096,000 | 2,315,000 | 3,562,000 | 5,105,000 |
| Provision for loan losses | 75,000 | 250,000 | 475,000 | 655,000 |
| Pretax income | 562,000 | 1,035,000 | 1,669,000 | 2,051,000 |
| Income tax | 173,000 | 304,000 | 513,000 | 385,000 |
| Net income | 389,000 | 731,000 | 1,156,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,471,000 | 15,718,000 | 15,998,000 | 16,258,000 |
| Total capital | 17,084,000 | 17,506,000 | 17,991,000 | 18,418,000 |
| Risk-weighted assets | 148,776,000 | 158,407,000 | 162,960,000 | 172,749,000 |