Call reports 2016
MID-AMERICA BANK — 2016
What MID-AMERICA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,481,000 | 130,376,000 | 134,799,000 | 134,174,000 |
| Total loans | 102,891,000 | 108,056,000 | 112,211,000 | 115,291,000 |
| Allowance for loan losses | 1,485,000 | 1,403,000 | 1,474,000 | 1,537,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,190,000 | 108,243,000 | 111,837,000 | 110,773,000 |
| Interest-bearing deposits | 82,281,000 | 90,742,000 | 94,381,000 | 93,911,000 |
| Noninterest-bearing deposits | 16,909,000 | 17,501,000 | 17,456,000 | 16,862,000 |
| Equity capital | 13,501,000 | 14,270,000 | 15,024,000 | 15,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,987,000 | 4,585,000 | 6,247,000 |
| Interest expense | 255,000 | 526,000 | 829,000 | 1,135,000 |
| Net interest income | 1,188,000 | 2,461,000 | 3,756,000 | 5,112,000 |
| Noninterest income | 280,000 | 602,000 | 1,158,000 | 1,822,000 |
| Noninterest expense | 1,005,000 | 2,120,000 | 3,245,000 | 4,532,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 230,000 |
| Pretax income | 418,000 | 853,000 | 1,504,000 | 2,172,000 |
| Income tax | 99,000 | 270,000 | 422,000 | 487,000 |
| Net income | 319,000 | 583,000 | 1,082,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,251,000 | 14,020,000 | 14,774,000 | 15,177,000 |
| Total capital | 14,736,000 | 15,423,000 | 16,248,000 | 16,714,000 |
| Risk-weighted assets | 145,821,000 | 152,652,000 | 161,525,000 | 140,617,000 |