Call reports 2015
MID-AMERICA BANK — 2015
What MID-AMERICA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,055,000 | 109,423,000 | 113,311,000 | 115,046,000 |
| Total loans | 87,746,000 | 90,225,000 | 97,887,000 | 101,791,000 |
| Allowance for loan losses | 1,355,000 | 1,404,000 | 1,449,000 | 1,412,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,515,000 | 90,609,000 | 94,066,000 | 95,280,000 |
| Interest-bearing deposits | 77,747,000 | 77,300,000 | 78,856,000 | 80,661,000 |
| Noninterest-bearing deposits | 13,768,000 | 13,309,000 | 15,210,000 | 14,619,000 |
| Equity capital | 11,738,000 | 12,135,000 | 12,426,000 | 12,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,635,000 | 4,041,000 | 5,489,000 |
| Interest expense | 239,000 | 494,000 | 751,000 | 1,016,000 |
| Net interest income | 1,047,000 | 2,141,000 | 3,290,000 | 4,473,000 |
| Noninterest income | 293,000 | 672,000 | 1,009,000 | 1,340,000 |
| Noninterest expense | 893,000 | 1,831,000 | 2,810,000 | 4,024,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 402,000 | 892,000 | 1,354,000 | 1,609,000 |
| Income tax | 59,000 | 62,000 | 138,000 | 127,000 |
| Net income | 343,000 | 830,000 | 1,216,000 | 1,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,488,000 | 11,885,000 | 12,176,000 | 12,732,000 |
| Total capital | 12,843,000 | 13,289,000 | 13,625,000 | 14,144,000 |
| Risk-weighted assets | 123,891,000 | 127,465,000 | 135,060,000 | 140,656,000 |