Call reports 2012
MID-AMERICA BANK — 2012
What MID-AMERICA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,714,000 | 64,351,000 | 63,664,000 | 70,598,000 |
| Total loans | 45,853,000 | 49,258,000 | 53,403,000 | 55,160,000 |
| Allowance for loan losses | 1,366,000 | 1,367,000 | 1,336,000 | 1,335,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,947,000 | 53,707,000 | 50,920,000 | 56,567,000 |
| Interest-bearing deposits | 47,380,000 | 48,054,000 | 44,230,000 | 48,440,000 |
| Noninterest-bearing deposits | 5,567,000 | 5,653,000 | 6,690,000 | 8,127,000 |
| Equity capital | 6,001,000 | 6,243,000 | 6,436,000 | 7,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 1,804,000 | 2,771,000 | 3,738,000 |
| Interest expense | 187,000 | 374,000 | 562,000 | 747,000 |
| Net interest income | 709,000 | 1,430,000 | 2,209,000 | 2,991,000 |
| Noninterest income | 249,000 | 528,000 | 829,000 | 1,079,000 |
| Noninterest expense | 495,000 | 1,009,000 | 1,683,000 | 2,276,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 443,000 | 929,000 | 1,335,000 | 1,774,000 |
| Income tax | 113,000 | 292,000 | 441,000 | 602,000 |
| Net income | 330,000 | 637,000 | 894,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,001,000 | 6,243,000 | 6,436,000 | 7,498,000 |
| Total capital | 6,772,000 | 7,098,000 | 7,344,000 | 8,478,000 |
| Risk-weighted assets | 61,105,000 | 67,895,000 | 72,218,000 | 65,290,000 |