Call reports 2011
MID-AMERICA BANK — 2011
What MID-AMERICA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,415,000 | 56,601,000 | 58,369,000 | 59,870,000 |
| Total loans | 44,965,000 | 45,397,000 | 46,237,000 | 45,657,000 |
| Allowance for loan losses | 1,273,000 | 1,335,000 | 1,367,000 | 1,374,000 |
| Securities available for sale | 1,022,000 | 1,011,000 | 503,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,267,000 | 46,454,000 | 48,574,000 | 50,479,000 |
| Interest-bearing deposits | 41,684,000 | 41,876,000 | 43,452,000 | 45,751,000 |
| Noninterest-bearing deposits | 4,583,000 | 4,578,000 | 5,122,000 | 4,728,000 |
| Equity capital | 5,366,000 | 5,480,000 | 5,608,000 | 5,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,674,000 | 2,500,000 | 3,404,000 |
| Interest expense | 208,000 | 415,000 | 610,000 | 794,000 |
| Net interest income | 628,000 | 1,259,000 | 1,890,000 | 2,610,000 |
| Noninterest income | 83,000 | 188,000 | 351,000 | 523,000 |
| Noninterest expense | 394,000 | 779,000 | 1,201,000 | 1,665,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 300,000 |
| Pretax income | 257,000 | 548,000 | 860,000 | 1,168,000 |
| Income tax | 116,000 | 222,000 | 337,000 | 451,000 |
| Net income | 141,000 | 326,000 | 523,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,355,000 | 5,474,000 | 5,606,000 | 5,736,000 |
| Total capital | 5,957,000 | 6,100,000 | 6,280,000 | 6,454,000 |
| Risk-weighted assets | 47,469,000 | 49,395,000 | 53,210,000 | 56,806,000 |