Call reports 2008
MID-AMERICA BANK — 2008
What MID-AMERICA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 48,978,000 | 49,725,000 | 51,411,000 | 52,848,000 |
| Total loans | 43,454,000 | 45,300,000 | 45,050,000 | 43,144,000 |
| Allowance for loan losses | 825,000 | 851,000 | 900,000 | 955,000 |
| Securities available for sale | 0 | 0 | 0 | 2,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,241,000 | 42,988,000 | 44,108,000 | 45,556,000 |
| Interest-bearing deposits | 39,621,000 | 39,870,000 | 41,151,000 | 42,660,000 |
| Noninterest-bearing deposits | 3,620,000 | 3,118,000 | 2,957,000 | 2,896,000 |
| Equity capital | 3,961,000 | 4,019,000 | 4,614,000 | 4,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,830,000 | 2,750,000 | 3,579,000 |
| Interest expense | 437,000 | 863,000 | 1,293,000 | 1,722,000 |
| Net interest income | 469,000 | 967,000 | 1,457,000 | 1,857,000 |
| Noninterest income | 34,000 | 67,000 | 97,000 | 129,000 |
| Noninterest expense | 297,000 | 596,000 | 907,000 | 1,200,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 240,000 |
| Pretax income | 176,000 | 378,000 | 527,000 | 546,000 |
| Income tax | 56,000 | 130,000 | 185,000 | 193,000 |
| Net income | 120,000 | 248,000 | 342,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,961,000 | 4,019,000 | 4,614,000 | 4,555,000 |
| Total capital | 4,439,000 | 4,514,000 | 5,102,000 | 5,030,000 |
| Risk-weighted assets | 37,870,000 | 39,242,000 | 38,592,000 | 37,552,000 |
Machine access — free, no API key
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