Call reports 2005
MID-AMERICA BANK — 2005
What MID-AMERICA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,639,000 | 38,343,000 | 40,178,000 | 38,451,000 |
| Total loans | 31,000,000 | 34,003,000 | 34,513,000 | 34,143,000 |
| Allowance for loan losses | 482,000 | 493,000 | 505,000 | 520,000 |
| Securities available for sale | 599,000 | 599,000 | 596,000 | 595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,154,000 | 34,769,000 | 36,474,000 | 34,680,000 |
| Interest-bearing deposits | 29,570,000 | 31,981,000 | 33,504,000 | 31,690,000 |
| Noninterest-bearing deposits | 2,584,000 | 2,788,000 | 2,970,000 | 2,990,000 |
| Equity capital | 3,344,000 | 3,397,000 | 3,469,000 | 3,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,215,000 | 1,913,000 | 2,618,000 |
| Interest expense | 191,000 | 417,000 | 673,000 | 953,000 |
| Net interest income | 383,000 | 798,000 | 1,240,000 | 1,665,000 |
| Noninterest income | 23,000 | 47,000 | 75,000 | 101,000 |
| Noninterest expense | 256,000 | 499,000 | 741,000 | 1,009,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 135,000 | 316,000 | 529,000 | 697,000 |
| Income tax | 39,000 | 105,000 | 183,000 | 246,000 |
| Net income | 96,000 | 211,000 | 346,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,348,000 | 3,400,000 | 3,472,000 | 3,533,000 |
| Total capital | 3,704,000 | 3,799,000 | 3,881,000 | 3,932,000 |
| Risk-weighted assets | 28,356,000 | 31,819,000 | 32,587,000 | 31,770,000 |
Machine access — free, no API key
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