Call reports 2004
MID-AMERICA BANK — 2004
What MID-AMERICA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,969,000 | 32,775,000 | 33,131,000 | 33,372,000 |
| Total loans | 28,834,000 | 29,142,000 | 28,990,000 | 30,193,000 |
| Allowance for loan losses | 555,000 | 550,000 | 459,000 | 466,000 |
| Securities available for sale | 610,000 | 911,000 | 610,000 | 606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,623,000 | 29,425,000 | 29,743,000 | 29,414,000 |
| Interest-bearing deposits | 29,694,000 | 27,356,000 | 27,075,000 | 27,047,000 |
| Noninterest-bearing deposits | 1,929,000 | 2,069,000 | 2,668,000 | 2,367,000 |
| Equity capital | 3,212,000 | 3,243,000 | 3,267,000 | 3,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,105,000 | 1,635,000 | 2,229,000 |
| Interest expense | 180,000 | 360,000 | 523,000 | 695,000 |
| Net interest income | 394,000 | 745,000 | 1,112,000 | 1,534,000 |
| Noninterest income | 14,000 | 28,000 | 49,000 | 69,000 |
| Noninterest expense | 273,000 | 503,000 | 745,000 | 987,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 40,000 |
| Pretax income | 105,000 | 240,000 | 386,000 | 576,000 |
| Income tax | 19,000 | 69,000 | 122,000 | 192,000 |
| Net income | 86,000 | 171,000 | 264,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,208,000 | 3,244,000 | 3,267,000 | 3,322,000 |
| Total capital | 3,559,000 | 3,589,000 | 3,608,000 | 3,663,000 |
| Risk-weighted assets | 27,863,000 | 27,400,000 | 27,171,000 | 27,179,000 |
Machine access — free, no API key
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