Call reports 2026
CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. — 2026
What CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 310,003,000 | 329,024,000 |
| Total loans | 162,551,000 | 166,399,000 |
| Allowance for loan losses | 2,174,000 | 2,098,000 |
| Securities available for sale | 129,711,000 | 128,137,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 266,977,000 | 297,385,000 |
| Interest-bearing deposits | 206,868,000 | 209,663,000 |
| Noninterest-bearing deposits | 60,109,000 | 87,722,000 |
| Equity capital | 16,384,000 | 16,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,257,000 | 6,607,000 |
| Interest expense | 896,000 | 1,813,000 |
| Net interest income | 2,361,000 | 4,794,000 |
| Noninterest income | 172,000 | 388,000 |
| Noninterest expense | 1,600,000 | 3,235,000 |
| Provision for loan losses | -4,000 | -4,000 |
| Pretax income | 925,000 | 1,939,000 |
| Income tax | 0 | 0 |
| Net income | 925,000 | 1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,518,000 | 27,895,000 |
| Total capital | 29,817,000 | 30,118,000 |
| Risk-weighted assets | 193,506,000 | 199,798,000 |