Call report 2025Q4
CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. — 2025Q4
The 22 measures CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 322,185,000 | USD | evidence → |
| Total loans | 164,814,000 | USD | evidence → |
| Allowance for loan losses | 2,178,000 | USD | evidence → |
| Securities available for sale | 130,954,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 293,543,000 | USD | evidence → |
| Interest-bearing deposits | 226,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,751,000 | USD | evidence → |
| Equity capital | 16,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,202,000 | USD | evidence → |
| Interest expense | 4,049,000 | USD | evidence → |
| Net interest income | 9,153,000 | USD | evidence → |
| Noninterest income | 797,000 | USD | evidence → |
| Noninterest expense | 6,201,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 3,610,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,610,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,194,000 | USD | evidence → |
| Total capital | 29,493,000 | USD | evidence → |
| Risk-weighted assets | 197,705,000 | USD | evidence → |