Call reports 2006
CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. — 2006
What CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 158,881,000 | 163,714,000 | 164,329,000 | 165,791,000 |
| Total loans | 98,087,000 | 101,468,000 | 100,532,000 | 100,980,000 |
| Allowance for loan losses | 930,000 | 1,020,000 | 1,046,000 | 1,078,000 |
| Securities available for sale | 46,664,000 | 47,063,000 | 43,279,000 | 48,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,672,000 | 144,556,000 | 144,595,000 | 146,238,000 |
| Interest-bearing deposits | 122,118,000 | 124,984,000 | 126,428,000 | 125,408,000 |
| Noninterest-bearing deposits | 17,554,000 | 19,572,000 | 18,167,000 | 20,830,000 |
| Equity capital | 16,699,000 | 16,532,000 | 16,996,000 | 16,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,498,000 | 6,872,000 | 9,326,000 |
| Interest expense | 739,000 | 1,603,000 | 2,562,000 | 3,601,000 |
| Net interest income | 1,472,000 | 2,895,000 | 4,310,000 | 5,725,000 |
| Noninterest income | 209,000 | 335,000 | 478,000 | 654,000 |
| Noninterest expense | 904,000 | 1,824,000 | 2,735,000 | 3,695,000 |
| Provision for loan losses | 32,000 | 63,000 | 95,000 | 126,000 |
| Pretax income | 745,000 | 1,343,000 | 1,958,000 | 2,558,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 740,000 | 1,338,000 | 1,953,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,566,000 | 17,504,000 | 17,535,000 | 17,339,000 |
| Total capital | 18,496,000 | 18,524,000 | 18,581,000 | 18,417,000 |
| Risk-weighted assets | 111,796,000 | 113,679,000 | 115,546,000 | 116,322,000 |
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Every figure shown here about CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.