Call reports 2005
CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. — 2005
What CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 157,543,000 | 160,711,000 | 159,568,000 | 168,034,000 |
| Total loans | 93,562,000 | 98,407,000 | 101,782,000 | 100,120,000 |
| Allowance for loan losses | 991,000 | 1,003,000 | 1,027,000 | 899,000 |
| Securities available for sale | 53,603,000 | 49,482,000 | 46,507,000 | 42,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,754,000 | 136,866,000 | 136,673,000 | 148,821,000 |
| Interest-bearing deposits | 121,090,000 | 116,337,000 | 119,331,000 | 127,116,000 |
| Noninterest-bearing deposits | 17,664,000 | 20,529,000 | 17,342,000 | 21,705,000 |
| Equity capital | 16,305,000 | 16,790,000 | 16,748,000 | 16,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,963,000 | 6,079,000 | 8,272,000 |
| Interest expense | 474,000 | 1,027,000 | 1,655,000 | 2,346,000 |
| Net interest income | 1,444,000 | 2,936,000 | 4,424,000 | 5,926,000 |
| Noninterest income | 150,000 | 310,000 | 544,000 | 665,000 |
| Noninterest expense | 910,000 | 1,762,000 | 2,603,000 | 3,504,000 |
| Provision for loan losses | 31,000 | 63,000 | 95,000 | 126,000 |
| Pretax income | 653,000 | 1,421,000 | 2,270,000 | 2,961,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 648,000 | 1,416,000 | 2,265,000 | 2,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,061,000 | 17,204,000 | 17,323,000 | 17,481,000 |
| Total capital | 18,052,000 | 18,207,000 | 18,350,000 | 18,380,000 |
| Risk-weighted assets | 109,375,000 | 119,276,000 | 113,723,000 | 114,734,000 |
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Every figure shown here about CITIZENS BANK & TRUST CO., HUTCHINSON, MINN. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.