Call reports 2026
FIRST FARMERS AND MERCHANTS BANK — 2026
What FIRST FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,794,226,000 | 1,762,742,000 |
| Total loans | 1,013,264,000 | 1,038,241,000 |
| Allowance for loan losses | 8,025,000 | 8,150,000 |
| Securities available for sale | 578,222,000 | 556,040,000 |
| Securities held to maturity | 22,760,000 | 23,318,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,601,354,000 | 1,565,094,000 |
| Interest-bearing deposits | 1,108,271,000 | 1,082,145,000 |
| Noninterest-bearing deposits | 493,083,000 | 482,949,000 |
| Equity capital | 174,196,000 | 178,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,608,000 | 35,682,000 |
| Interest expense | 2,799,000 | 5,577,000 |
| Net interest income | 14,809,000 | 30,105,000 |
| Noninterest income | 3,258,000 | 6,888,000 |
| Noninterest expense | 11,118,000 | 22,825,000 |
| Provision for loan losses | 0 | 120,000 |
| Pretax income | 6,889,000 | 13,989,000 |
| Income tax | 1,294,000 | 2,678,000 |
| Net income | 5,595,000 | 11,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 199,321,000 | 203,340,000 |
| Total capital | 208,080,000 | 212,223,000 |
| Risk-weighted assets | 1,133,030,000 | 1,157,828,000 |