Call reports 2012
FIRST FARMERS AND MERCHANTS BANK — 2012
What FIRST FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,050,484,000 | 1,042,192,000 | 1,046,103,000 | 1,087,021,000 |
| Total loans | 507,164,000 | 519,872,000 | 544,894,000 | 569,615,000 |
| Allowance for loan losses | 8,699,000 | 8,772,000 | 8,705,000 | 8,809,000 |
| Securities available for sale | 373,799,000 | 364,535,000 | 347,744,000 | 345,718,000 |
| Securities held to maturity | 33,816,000 | 32,429,000 | 32,192,000 | 31,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 900,437,000 | 887,571,000 | 887,651,000 | 932,913,000 |
| Interest-bearing deposits | 804,923,000 | 801,605,000 | 789,956,000 | 826,364,000 |
| Noninterest-bearing deposits | 95,514,000 | 85,966,000 | 97,695,000 | 106,549,000 |
| Equity capital | 109,911,000 | 110,963,000 | 113,692,000 | 109,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,178,000 | 18,385,000 | 27,639,000 | 36,904,000 |
| Interest expense | 1,071,000 | 2,049,000 | 2,967,000 | 3,841,000 |
| Net interest income | 8,107,000 | 16,336,000 | 24,672,000 | 33,063,000 |
| Noninterest income | 2,027,000 | 4,275,000 | 6,358,000 | 8,663,000 |
| Noninterest expense | 7,691,000 | 16,050,000 | 24,136,000 | 30,376,000 |
| Provision for loan losses | 600,000 | 1,120,000 | 1,120,000 | 1,120,000 |
| Pretax income | 3,055,000 | 5,596,000 | 7,947,000 | 12,524,000 |
| Income tax | 690,000 | 1,140,000 | 1,513,000 | 3,040,000 |
| Net income | 2,365,000 | 4,448,000 | 6,426,000 | 9,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,287,000 | 99,397,000 | 100,225,000 | 99,102,000 |
| Total capital | 107,278,000 | 107,431,000 | 108,446,000 | 107,782,000 |
| Risk-weighted assets | 638,605,000 | 642,006,000 | 657,202,000 | 695,369,000 |