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Call reports 2006

FIRST FARMERS AND MERCHANTS BANK — 2006

What FIRST FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7b88a8a4-7537-42ce-8074-a324ea874bb8/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets808,523,000810,963,000795,502,000818,040,000
Total loans473,040,000484,364,000482,540,000474,377,000
Allowance for loan losses7,730,0007,634,0007,459,0007,262,000
Securities available for sale181,614,000172,770,000163,614,000143,958,000
Securities held to maturity88,547,00086,133,00083,453,00081,247,000
Trading assets0000
Total deposits693,651,000692,039,000673,122,000698,984,000
Interest-bearing deposits625,145,000614,849,000596,680,000598,748,000
Noninterest-bearing deposits68,506,00077,190,00076,442,000100,236,000
Equity capital106,688,000105,694,000108,432,000101,565,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income10,269,00021,296,00032,376,00043,536,000
Interest expense3,064,0006,288,0009,878,00013,788,000
Net interest income7,205,00015,008,00022,498,00029,748,000
Noninterest income2,418,0005,029,0007,618,00010,069,000
Noninterest expense7,650,00015,641,00022,948,00030,550,000
Provision for loan losses00-421,000-635,000
Pretax income1,973,0004,396,0007,589,0009,953,000
Income tax276,000759,0001,709,0002,101,000
Net income1,697,0003,637,0005,880,0007,852,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital98,366,00098,641,00099,914,00092,946,000
Total capital104,881,000105,242,000106,423,00099,397,000
Risk-weighted assets519,947,000527,061,000519,792,000515,240,000

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