Call reports 2005
FIRST FARMERS AND MERCHANTS BANK — 2005
What FIRST FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 820,306,000 | 844,268,000 | 811,334,000 | 809,008,000 |
| Total loans | 442,595,000 | 449,087,000 | 457,521,000 | 460,131,000 |
| Allowance for loan losses | 8,042,000 | 8,007,000 | 7,906,000 | 7,794,000 |
| Securities available for sale | 216,178,000 | 210,402,000 | 195,865,000 | 189,041,000 |
| Securities held to maturity | 79,483,000 | 93,909,000 | 93,948,000 | 89,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 706,535,000 | 720,424,000 | 691,449,000 | 683,625,000 |
| Interest-bearing deposits | 589,172,000 | 577,261,000 | 579,416,000 | 566,560,000 |
| Noninterest-bearing deposits | 117,363,000 | 143,163,000 | 112,033,000 | 117,065,000 |
| Equity capital | 103,211,000 | 104,198,000 | 105,796,000 | 105,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,391,000 | 19,037,000 | 28,999,000 | 39,102,000 |
| Interest expense | 2,190,000 | 4,552,000 | 7,140,000 | 9,899,000 |
| Net interest income | 7,201,000 | 14,485,000 | 21,859,000 | 29,203,000 |
| Noninterest income | 2,442,000 | 5,160,000 | 7,834,000 | 10,720,000 |
| Noninterest expense | 7,467,000 | 14,813,000 | 22,089,000 | 29,491,000 |
| Provision for loan losses | -796,000 | -796,000 | -890,000 | -890,000 |
| Pretax income | 2,972,000 | 5,628,000 | 9,007,000 | 11,835,000 |
| Income tax | 868,000 | 1,547,000 | 2,463,000 | 3,052,000 |
| Net income | 2,104,000 | 4,081,000 | 6,544,000 | 8,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,613,000 | 93,043,000 | 95,770,000 | 96,404,000 |
| Total capital | 98,885,000 | 99,388,000 | 102,252,000 | 102,926,000 |
| Risk-weighted assets | 500,006,000 | 505,973,000 | 517,152,000 | 520,496,000 |
Machine access — free, no API key
Every figure shown here about FIRST FARMERS AND MERCHANTS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.