Call reports 2016
ALTAPACIFIC BANK — 2016
What ALTAPACIFIC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 361,213,000 | 354,126,000 | 380,512,000 | 348,011,000 |
| Total loans | 239,810,000 | 232,372,000 | 239,249,000 | 233,099,000 |
| Allowance for loan losses | 3,235,000 | 3,335,000 | 3,336,000 | 3,336,000 |
| Securities available for sale | 73,775,000 | 70,653,000 | 74,897,000 | 73,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,415,000 | 267,188,000 | 297,574,000 | 277,931,000 |
| Interest-bearing deposits | 179,525,000 | 176,560,000 | 202,490,000 | 185,461,000 |
| Noninterest-bearing deposits | 79,890,000 | 90,628,000 | 95,084,000 | 92,470,000 |
| Equity capital | 56,681,000 | 57,727,000 | 59,049,000 | 59,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,664,000 | 10,550,000 | 15,315,000 | 20,102,000 |
| Interest expense | 292,000 | 584,000 | 875,000 | 1,162,000 |
| Net interest income | 4,372,000 | 9,966,000 | 14,440,000 | 18,940,000 |
| Noninterest income | 319,000 | 575,000 | 815,000 | 1,073,000 |
| Noninterest expense | 2,997,000 | 6,726,000 | 9,244,000 | 12,084,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,694,000 | 3,715,000 | 5,911,000 | 7,829,000 |
| Income tax | 685,000 | 1,517,000 | 2,382,000 | 3,215,000 |
| Net income | 1,009,000 | 2,198,000 | 3,529,000 | 4,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,695,000 | 53,634,000 | 55,027,000 | 56,199,000 |
| Total capital | 56,047,000 | 57,086,000 | 58,480,000 | 59,652,000 |
| Risk-weighted assets | 297,641,000 | 291,515,000 | 298,183,000 | 293,209,000 |