Call reports 2015
ALTAPACIFIC BANK — 2015
What ALTAPACIFIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 332,293,000 | 332,465,000 | 340,965,000 | 341,731,000 |
| Total loans | 212,895,000 | 204,147,000 | 225,458,000 | 225,464,000 |
| Allowance for loan losses | 2,761,000 | 2,776,000 | 2,994,000 | 3,235,000 |
| Securities available for sale | 81,643,000 | 79,957,000 | 82,004,000 | 77,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,288,000 | 244,395,000 | 252,601,000 | 262,534,000 |
| Interest-bearing deposits | 171,561,000 | 167,957,000 | 178,407,000 | 184,376,000 |
| Noninterest-bearing deposits | 69,727,000 | 76,438,000 | 74,194,000 | 78,158,000 |
| Equity capital | 53,030,000 | 54,207,000 | 54,666,000 | 55,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,363,000 | 10,911,000 | 15,972,000 | 20,606,000 |
| Interest expense | 268,000 | 527,000 | 794,000 | 1,070,000 |
| Net interest income | 5,095,000 | 10,384,000 | 15,178,000 | 19,536,000 |
| Noninterest income | 320,000 | 548,000 | 825,000 | 1,237,000 |
| Noninterest expense | 3,035,000 | 6,228,000 | 8,836,000 | 11,218,000 |
| Provision for loan losses | 0 | 0 | 205,000 | 390,000 |
| Pretax income | 2,380,000 | 4,704,000 | 6,962,000 | 9,165,000 |
| Income tax | 976,000 | 1,942,000 | 2,873,000 | 3,679,000 |
| Net income | 1,404,000 | 2,762,000 | 4,089,000 | 5,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,052,000 | 48,389,000 | 48,871,000 | 51,946,000 |
| Total capital | 49,930,000 | 51,282,000 | 51,982,000 | 55,298,000 |
| Risk-weighted assets | 279,839,000 | 289,324,000 | 270,942,000 | 286,341,000 |