Call reports 2014
ALTAPACIFIC BANK — 2014
What ALTAPACIFIC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 266,717,000 | 345,476,000 | 350,367,000 | 337,918,000 |
| Total loans | 158,090,000 | 206,265,000 | 221,124,000 | 225,281,000 |
| Allowance for loan losses | 2,166,000 | 2,181,000 | 2,301,000 | 2,746,000 |
| Securities available for sale | 69,374,000 | 81,460,000 | 88,698,000 | 84,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,852,000 | 280,314,000 | 286,368,000 | 263,484,000 |
| Interest-bearing deposits | 155,551,000 | 216,391,000 | 212,198,000 | 198,447,000 |
| Noninterest-bearing deposits | 42,301,000 | 63,923,000 | 74,170,000 | 65,037,000 |
| Equity capital | 47,564,000 | 51,896,000 | 51,388,000 | 51,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 7,342,000 | 11,998,000 | 17,468,000 |
| Interest expense | 217,000 | 503,000 | 807,000 | 1,097,000 |
| Net interest income | 2,833,000 | 6,839,000 | 11,191,000 | 16,371,000 |
| Noninterest income | 138,000 | 395,000 | 946,000 | 1,573,000 |
| Noninterest expense | 2,042,000 | 4,971,000 | 8,390,000 | 11,307,000 |
| Provision for loan losses | 95,000 | 95,000 | 195,000 | 625,000 |
| Pretax income | 834,000 | 2,219,000 | 3,603,000 | 6,063,000 |
| Income tax | 354,000 | 1,007,000 | 1,517,000 | 2,473,000 |
| Net income | 480,000 | 1,212,000 | 2,086,000 | 3,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,704,000 | 47,120,000 | 47,015,000 | 47,397,000 |
| Total capital | 47,927,000 | 49,418,000 | 49,433,000 | 50,260,000 |
| Risk-weighted assets | 221,514,000 | 285,303,000 | 297,592,000 | 299,140,000 |