Call reports 2013
ALTAPACIFIC BANK — 2013
What ALTAPACIFIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 220,204,000 | 225,484,000 | 238,468,000 | 238,213,000 |
| Total loans | 118,817,000 | 128,692,000 | 135,857,000 | 143,232,000 |
| Allowance for loan losses | 1,659,000 | 1,659,000 | 1,760,000 | 2,070,000 |
| Securities available for sale | 75,571,000 | 68,872,000 | 78,808,000 | 74,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,271,000 | 173,496,000 | 185,897,000 | 170,092,000 |
| Interest-bearing deposits | 136,251,000 | 139,287,000 | 148,030,000 | 134,979,000 |
| Noninterest-bearing deposits | 32,020,000 | 34,209,000 | 37,867,000 | 35,113,000 |
| Equity capital | 45,797,000 | 45,482,000 | 45,927,000 | 46,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,161,000 | 8,031,000 | 11,140,000 |
| Interest expense | 231,000 | 452,000 | 673,000 | 905,000 |
| Net interest income | 2,271,000 | 4,709,000 | 7,358,000 | 10,235,000 |
| Noninterest income | 103,000 | 199,000 | 343,000 | 452,000 |
| Noninterest expense | 2,050,000 | 4,176,000 | 6,227,000 | 7,901,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 410,000 |
| Pretax income | 324,000 | 816,000 | 1,458,000 | 2,460,000 |
| Income tax | 148,000 | 387,000 | 669,000 | 959,000 |
| Net income | 176,000 | 429,000 | 789,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,106,000 | 43,295,000 | 44,399,000 | 45,153,000 |
| Total capital | 44,806,000 | 44,995,000 | 46,216,000 | 47,280,000 |
| Risk-weighted assets | 174,890,000 | 198,582,000 | 211,360,000 | 213,387,000 |