Call reports 2012
ALTAPACIFIC BANK — 2012
What ALTAPACIFIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 211,562,000 | 212,755,000 | 222,070,000 | 215,239,000 |
| Total loans | 107,263,000 | 114,377,000 | 98,502,000 | 98,831,000 |
| Allowance for loan losses | 1,300,000 | 1,514,000 | 1,515,000 | 1,659,000 |
| Securities available for sale | 64,495,000 | 75,088,000 | 83,903,000 | 81,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,041,000 | 156,429,000 | 168,745,000 | 163,996,000 |
| Interest-bearing deposits | 131,088,000 | 128,723,000 | 138,591,000 | 133,441,000 |
| Noninterest-bearing deposits | 29,953,000 | 27,706,000 | 30,154,000 | 30,555,000 |
| Equity capital | 44,703,000 | 45,407,000 | 47,219,000 | 45,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,955,000 | 8,062,000 | 10,754,000 |
| Interest expense | 202,000 | 475,000 | 738,000 | 992,000 |
| Net interest income | 1,800,000 | 4,480,000 | 7,324,000 | 9,762,000 |
| Noninterest income | 587,000 | 659,000 | 558,000 | 1,159,000 |
| Noninterest expense | 1,748,000 | 3,775,000 | 5,941,000 | 7,736,000 |
| Provision for loan losses | 0 | 125,000 | 125,000 | 300,000 |
| Pretax income | 639,000 | 1,189,000 | 1,766,000 | 2,565,000 |
| Income tax | 78,000 | 327,000 | 561,000 | 719,000 |
| Net income | 561,000 | 862,000 | 1,205,000 | 1,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,276,000 | 42,349,000 | 44,065,000 | 42,583,000 |
| Total capital | 43,607,000 | 43,894,000 | 45,621,000 | 44,283,000 |
| Risk-weighted assets | 154,557,000 | 176,771,000 | 170,834,000 | 164,352,000 |